Personal Insurance
Car Insurance
We offer a range of flexible auto coverage, including liability, collision and comprehensive. Explore personalized protection that comes with 24/7 claims support, a variety of money-saving discounts and trusted digital tools, like the Allstate mobile app. You can drive with confidence knowing your vehicle, and the people who drive it, are well-protected with simple, affordable auto coverage from HK Insurance
Homeowners Insurance
HK home insurance helps protect your house and what’s inside with coverages for your dwelling, personal property like furniture and electronics, and liability. It also includes additional living expenses if a covered loss makes your home uninhabitable. Allstate home insurance is more than quality coverage for your space. With access to innovative tools and money-saving discounts, it’s easy to make sure you’re covering all your bases.
Life Insurance
HK life insurance offers you a variety of policy options to protect your family’s financial future. Choose from term life, whole life, or universal life policies to match your goals and budget. Get peace of mind knowing that you’re covered for things like income replacement, debt payoff, or legacy planning. With personalized quotes, flexible features, and helpful resources, HK Insurance makes it easy to find life insurance that fits into your life..
Renters Insurance
Protect what you own, from laptops and bikes to furniture and clothing, with HK renters insurance. Coverage includes personal property, liability, guest medical and additional living expenses for losses like fire or theft.
Umbrella Policy
Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto insurance or homeowners insurance. An umbrella policy can cover you when a claim exceeds the limits of these policies, and in some situations that other policies won’t cover at all.
Commercial
Business Owner Policy (BOP)
Business insurance helps protect your company from risks like property damage, liability claims, and business interruptions. Coverage can also extend to vehicles and employee protection. With flexible options and dependable claims service, you can find protection that fits your business’ needs and budget.
Business Commercial Auto
Commercial auto coverage protects you and your vehicles if you have an accident while driving a company vehicle. Your personal auto insurance typically doesn’t extend to company vehicles, so commercial auto coverage can help protect you and your business from the unexpected.
Workmen’s Compensation
Workers’ compensation provides critical financial support to employees facing work-related injuries or illnesses. This mandated insurance ensures coverage for medical expenses, lost wages, and job retraining. Varying by state, except in Texas, the program is funded through employer-paid premiums. Accepting these benefits means waiving the right to sue the employer
Trucking Insurance
A commercial truck insurance policy provides coverage to the insured truck under the following circumstances: Accidents and Collisions: Any loss or damage caused to the insured truck following a road accident or collision. Fire: Any damage caused because of catching a fire.
Umbrella Policy
A commercial umbrella policy provides an extra layer of liability protection beyond the limits of your primary business insurance, such as general liability, commercial auto, and employer’s liability. It acts as a safety net, kicking in when the costs of a large claim or lawsuit exceed the limits of those underlying policies.
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